{"id":293,"date":"2026-02-26T20:03:09","date_gmt":"2026-02-26T20:03:09","guid":{"rendered":"https:\/\/smarterbankingtools.com\/?page_id=293"},"modified":"2026-02-26T20:03:09","modified_gmt":"2026-02-26T20:03:09","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/smarterbankingtools.com\/?page_id=293","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\n<p><strong>Effective Date:<\/strong> January 2026<\/p>\n\n\n\n<p>Welcome to <strong>Kapital Edge Consultant<\/strong>. By accessing this website, submitting information through our forms, or engaging with our services, you agree to the following Terms &amp; Conditions. Please read them carefully.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. About Our Services<\/h2>\n\n\n\n<p>Kapital Edge Consultant provides <strong>educational and consulting services<\/strong> designed to help qualified homeowners understand mortgage acceleration strategies using real numbers, visual tools, and step-by-step guidance.<\/p>\n\n\n\n<p>We do <strong>not<\/strong> sell mortgage products, loans, insurance, or financial instruments directly. Our role is strictly consultative and educational.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. No Financial, Legal, or Tax Advice<\/h2>\n\n\n\n<p>All information provided on this website, during consultations, or through materials is for <strong>educational purposes only<\/strong> and should not be considered:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial advice<\/li>\n\n\n\n<li>Legal advice<\/li>\n\n\n\n<li>Tax advice<\/li>\n\n\n\n<li>Investment advice<\/li>\n<\/ul>\n\n\n\n<p>You are encouraged to consult with licensed professionals (such as financial advisors, mortgage lenders, attorneys, or tax professionals) before making any financial decisions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. Qualification &amp; Results Disclaimer<\/h2>\n\n\n\n<p>Submitting information through the <strong>\u201cSee If You Qualify\u201d<\/strong> form does not guarantee eligibility, approval, or specific results.<\/p>\n\n\n\n<p>Results vary based on individual financial circumstances, mortgage terms, income, credit profile, and market conditions. No outcomes are guaranteed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Client Responsibility<\/h2>\n\n\n\n<p>You acknowledge that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You are responsible for verifying all financial decisions.<\/li>\n\n\n\n<li>Any actions you take based on information provided are done at your own discretion.<\/li>\n\n\n\n<li>Kapital Edge Consultant is not responsible for decisions made by third-party lenders, institutions, or service providers.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Communication Consent<\/h2>\n\n\n\n<p>By submitting your information, you consent to be contacted by <strong>phone, text message, or email<\/strong> for consultation scheduling, follow-ups, and service-related communication.<\/p>\n\n\n\n<p>Contact details:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Phone:<\/strong> +1 (888) 383-2120<\/li>\n\n\n\n<li><strong>Email:<\/strong> <a>kapitaledgeconsultant@gmail.com<\/a><\/li>\n<\/ul>\n\n\n\n<p>You may opt out of communications at any time by notifying us.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Privacy &amp; Data Use<\/h2>\n\n\n\n<p>We respect your privacy. Any personal information collected is used solely for consultation purposes and internal communication. We do not sell or rent your personal data.<\/p>\n\n\n\n<p>For more information, please refer to our Privacy Policy.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Intellectual Property<\/h2>\n\n\n\n<p>All content on this website\u2014including text, graphics, logos, icons, and materials\u2014is the property of <strong>Kapital Edge Consultant<\/strong> and may not be copied, reproduced, or distributed without written permission.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Limitation of Liability<\/h2>\n\n\n\n<p>Kapital Edge Consultant shall not be held liable for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial losses<\/li>\n\n\n\n<li>Missed opportunities<\/li>\n\n\n\n<li>Decisions made based on educational content<\/li>\n\n\n\n<li>Errors or omissions in provided information<\/li>\n<\/ul>\n\n\n\n<p>Use of this website and services is at your own risk.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. Third-Party Links<\/h2>\n\n\n\n<p>This website may contain links to third-party websites for convenience. We are not responsible for the content, policies, or practices of those external sites.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">10. Modifications to Terms<\/h2>\n\n\n\n<p>We reserve the right to update or modify these Terms &amp; Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any changes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">11. Governing Law<\/h2>\n\n\n\n<p>These Terms &amp; Conditions shall be governed and interpreted in accordance with applicable laws of the United States.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">12. Contact Information<\/h2>\n\n\n\n<p>If you have questions regarding these Terms &amp; Conditions, please contact us:<\/p>\n\n\n\n<p>\ud83d\udcde <strong>Phone:<\/strong> +1 (888) 383-2120<br>\ud83d\udce7 <strong>Email:<\/strong> <a>kapitaledgeconsultant@gmail.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective Date: January 2026 Welcome to Kapital Edge Consultant. By accessing this website, submitting information through our forms, or engaging with our services, you agree to the following Terms &amp; Conditions. Please read them carefully. 1. About Our Services Kapital Edge Consultant provides educational and consulting services designed to help qualified homeowners understand mortgage acceleration [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-293","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Effective Date: January 2026 Welcome to Kapital Edge Consultant. By accessing this website, submitting information through our forms, or engaging with our services, you agree to the following Terms &amp; Conditions. Please read them carefully. 1. 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