{"id":297,"date":"2026-02-26T20:06:43","date_gmt":"2026-02-26T20:06:43","guid":{"rendered":"https:\/\/smarterbankingtools.com\/?page_id=297"},"modified":"2026-03-22T21:04:59","modified_gmt":"2026-03-22T21:04:59","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/smarterbankingtools.com\/?page_id=297","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n<p><strong>Effective Date:<\/strong> January 2026<\/p>\n\n\n\n<p>Kapital Edge Consultant (\u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website or submit information through our forms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">1. Information We Collect<\/h2>\n\n\n\n<p>We may collect personal information when you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complete the <strong>\u201cSee If You Qualify\u201d<\/strong> form<\/li>\n\n\n\n<li>Request a consultation<\/li>\n\n\n\n<li>Contact us via phone or email<\/li>\n<\/ul>\n\n\n\n<p>Information collected may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full name<\/li>\n\n\n\n<li>Email address<\/li>\n\n\n\n<li>Phone number<\/li>\n\n\n\n<li>Mortgage-related information (for qualification purposes only)<\/li>\n\n\n\n<li>Any additional details you voluntarily provide<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">2. How We Use Your Information<\/h2>\n\n\n\n<p>Your information is used strictly to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Determine eligibility for a mortgage strategy overview<\/li>\n\n\n\n<li>Contact you to schedule a consultation<\/li>\n\n\n\n<li>Provide educational and consulting services<\/li>\n\n\n\n<li>Communicate relevant updates related to your request<\/li>\n<\/ul>\n\n\n\n<p>We do <strong>not<\/strong> sell, rent, or trade your personal information.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">3. No Sale of Personal Information<\/h2>\n\n\n\n<p>Kapital Edge Consultant does <strong>not<\/strong> sell your personal data to third parties for marketing or advertising purposes.<\/p>\n\n\n\n<p>Your information is used solely for internal business operations and client communication.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">4. Communication Consent<\/h2>\n\n\n\n<p>By submitting your information, you consent to receive communications from us via:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Phone calls<\/li>\n\n\n\n<li>Text messages<\/li>\n\n\n\n<li>Emails<\/li>\n<\/ul>\n\n\n\n<p>These communications are related only to consultation scheduling, follow-ups, and service-related updates.<\/p>\n\n\n\n<p>You may opt out at any time by contacting us.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">5. Data Protection &amp; Security<\/h2>\n\n\n\n<p>We take reasonable and appropriate measures to protect your personal information from unauthorized access, misuse, or disclosure.<\/p>\n\n\n\n<p>However, no method of data transmission over the internet is 100% secure, and we cannot guarantee absolute security.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">6. Cookies &amp; Website Analytics<\/h2>\n\n\n\n<p>Our website may use cookies or analytics tools to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Improve user experience<\/li>\n\n\n\n<li>Understand website traffic and performance<\/li>\n<\/ul>\n\n\n\n<p>These tools do not collect personally identifiable information unless you voluntarily provide it.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">7. Third-Party Services<\/h2>\n\n\n\n<p>We may use trusted third-party tools (such as form systems or CRM platforms) to manage inquiries and communication.<\/p>\n\n\n\n<p>These providers are required to keep your information confidential and use it only for the intended purpose.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">8. Children\u2019s Privacy<\/h2>\n\n\n\n<p>Our services are intended for adults only. We do not knowingly collect personal information from individuals under the age of 18.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">9. Your Rights<\/h2>\n\n\n\n<p>You have the right to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Request access to your personal information<\/li>\n\n\n\n<li>Request corrections or updates<\/li>\n\n\n\n<li>Request deletion of your information (subject to legal requirements)<\/li>\n<\/ul>\n\n\n\n<p>To make a request, contact us using the information below.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">10. Changes to This Policy<\/h2>\n\n\n\n<p>We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.<\/p>\n\n\n\n<p>Continued use of our website constitutes acceptance of any changes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">11. Contact Information<\/h2>\n\n\n\n<p>If you have any questions about this Privacy Policy or how your information is handled, please contact us:<\/p>\n\n\n\n<p>\ud83d\udcde <strong>Phone:<\/strong> +1 (888) 383-2120<br>\ud83d\udce7 <strong>Email:<\/strong> <a>kapitaledgeconsultant@gmail.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Effective Date: January 2026 Kapital Edge Consultant (\u201cwe,\u201d \u201cour,\u201d or \u201cus\u201d) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website or submit information through our forms. 1. Information We Collect We may collect personal information when you: Information collected [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-297","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/pages\/297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=297"}],"version-history":[{"count":3,"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/pages\/297\/revisions"}],"predecessor-version":[{"id":300,"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=\/wp\/v2\/pages\/297\/revisions\/300"}],"wp:attachment":[{"href":"https:\/\/smarterbankingtools.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}